Uber Accidents and Legal Remedies: How to Pursue a Claim
Uber Accidents and Legal Remedies: How to Pursue a Claim
Blog Article
Uber's services have revolutionized modern travel. With just a tap on your phone, you can get a ride almost anywhere, making transportation more convenient than ever. Despite its convenience, risks still exist. Crashes can still take place, and passengers could end up injured.
In this article, typical Uber accident injuries, who may be liable for damages, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Among the most common injuries are:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Bone Injuries: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.
Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Despite being "minor," they can cause considerable pain and complications.
Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Driver Liability: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.
Liability from Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the suing uber for accident stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.
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